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Welcome to Access Health CT

We are Connecticut’s official health insurance marketplace, where you can shop, compare and enroll in quality healthcare plans; and is the only place where you can qualify for financial help to lower your costs, or be eligible for free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program).

American Rescue Plan Act

The American Rescue Plan Act will help CT residents by significantly increasing financial help and making it available to more people at higher income levels. Access Health CT will open a Special Enrollment Period for new/returning customers from
May 1 – August 15, 2021. More details will be available soon.

Do you need health coverage right now? Access Health CT has extended its Special Enrollment Period for consumers who are not currently enrolled in coverage through AHCT.  Uninsured residents can sign up for health insurance coverage through Access Health CT during the Special Enrollment Period (SEP) extension from March 16 through April 15, 2021.

You may also qualify for coverage through Access Health CT at any time if you have a Qualifying Life Event (QLE) through a Special Enrollment Period (SEP). Special Enrollment Period is a time outside of the Annual Open Enrollment Period when you can sign up for health insurance coverage through Access Health CT.

Common Qualifying Life Events

Qualifying Life Events open a Special Enrollment Period to enroll in health insurance anytime of year. Typically, you have 60 days from the date of your Qualifying Life Event to begin an application. You will also be required to verify your qualifying life event in order for your coverage to begin.

Losing your coverage due to job change.  Voluntary cancellation of coverage or termination by the insurer due to non-payment of monthly payments (premiums) does not qualify as a QLE.

Losing coverage through your employer or certain changes to employer contributions to Health Reimbursement Arrangement (HRA) or Qualified Small Employer Health Reimbursement Arrangement (QSERA) including gain of one.

Exhaustion of COBRA coverage. Early termination of COBRA coverage does not qualify as a QLE.

Losing coverage through your spouse or parent.  Be sure to know when the policy will end in order to understand the best time to enroll.

Click here to see a full list of Qualifying Life Events. 

Frequently Asked Questions: Special Enrollment Period

SEP FAQ 2020

A Special Enrollment Period is a special window of time during the year when you can enroll in health insurance coverage through Access Health CT. To get a Special Enrollment Period, you must prove that you have a Qualifying Life Event – and you will have 60 days from the date of that event to complete an application with Access Health CT.

Please note that if you qualify for Medicaid/CHIP, or if you are an American Indian or Alaska Native, you can enroll any time of year.
A change in your life — like losing health coverage, getting married, having a baby or moving to Connecticut— that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
You will need to verify your Qualifying Life Event in order for your coverage to begin. Specific start date will depend on your situation.
• Once you've selected a plan, you will be asked to send proof of your Qualifying Life Event within 30 days. We have to verify that information before your application can be processed. More information here.
• After you enroll, we may also ask for proof of other information in your application, such as your annual income or identity. Make sure that you respond to our requests for documents or information! More information here.
Online at AccessHealthCT.com
By Phone at 1-855-805-4325
In Person
 Navigator Locations: Learn.AccessHealthCT.com/FindUs
AccessHealthCT.comand click “Find Help”
Enrollment Checklist: Have this information for yourself, and anyone in your household applying for insurance:
o Dates of Birth
o Social Security numbers
o Visa, green card or immigration documents
o Most recent W2 and/or Form 1040, Form 1099
o Paystubs, Profit & Loss statements or other employment information to confirm income for everyone in your tax household
NOTE: After you enroll, you may need to provide documents to confirm details in your application, like citizenship and income.

Enrollment Checklist: What you need to complete an application

Have this information for yourself and anyone in your household applying for coverage:

• Dates of Birth
• Social Security numbers
• Visa, green card or immigration documents
• Most recent W2 and/or Form 1040, Form 1099
• Current insurance coverage
• Paystubs, Profit & Loss statements, or other employment information to confirm income for everyone in your tax household

Learn More with Our Educational Videos

All Help is FREE, so Get Started

Sample Employer Statement SP

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    Sample Attestation of Non Income Form SP

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      Sample Affidavit of Identity Form Individual SP

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        Sample Affidavit of Identity Form Child SP

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          Sample W-2 SP

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            Sample 2017 Schedule E SP

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              Sample 2017 Schedule C SP

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                Sample 1040 SP

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