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Welcome to Access Health CT

We are Connecticut’s official health insurance marketplace, where you can shop, compare and enroll in quality healthcare plans; and is the only place where you can qualify for financial help to lower your costs, or be eligible for free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program).

Do you need health coverage right now? You may also qualify for coverage through Access Health CT at any time if you have a Qualifying Life Event (QLE) through a Special Enrollment Period (SEP). Special Enrollment Period is a time outside of the Annual Open Enrollment Period when you can sign up for health insurance coverage through Access Health CT. Click here to learn more.

Whether you are renewing coverage or looking at insurance options for the first time, Access Health CT is
here to
help you understand how to enroll and what to expect during Open Enrollment.



Compare plan options anonymously, and see if you
qualify for financial help,
low-cost or free coverage.

Compare Plans that consider your doctors,
prescription drugs, and how often you use
medical services; or Create an Account
and start your application.



Keep your account details updated to make
sure your financial help for the upcoming
year is correctly processed.

This includes checking the estimated income
in your application and understanding
your renewal status.

Sign in to report changes or review
current household information.

Enrollment Checklist: What you need to complete an application

Have this information for yourself and anyone in your household applying for coverage:

• Dates of Birth
• Social Security numbers
• Visa, green card or immigration documents
• Most recent W2 and/or Form 1040, Form 1099
• Current insurance coverage
• Paystubs, Profit & Loss statements, or other employment information to confirm income for everyone in your tax household

Learn More with Our Educational Videos

Frequently Asked Questions: Annual Open Enrollment Period

OE FAQ 2020

- HUSKY Health (Medicaid/Children’s Health Insurance Program): You must be lawfully present, and most individuals will also need to meet a five-year residency requirement. You are excluded from this requirement if you are a child or are pregnant, are a refugee/asylee, Cuban/Haitian entrant, or are a victim of trafficking. Amerasians, Iraqi, and Afghani special immigrants, deportation withheld are also excluded from meeting the five-year residency requirement. (More information)
- Qualified Health Plans: Must be a Connecticut resident, a citizen or lawful resident of the United States, and not in prison (other than pending final disposition of charges). If you are eligible or enrolled in Medicare, VA benefits, or TriCare, your ability to enroll in a QHP will depend on the type of coverage you’re being offered.
The 2021 Annual Open Enrollment has been extended until January 15, 2021 for coverage beginning February 1, 2021. This is the time where you can enroll in a Qualified Health Plan, or change an existing one.
• Online at
• By Phone at 1-855-805-4325
• In Person
-Navigator Locations: and click “Find Help"
Enrollment Checklist: Have this information for yourself, and anyone in your household applying for insurance:
• Dates of Birth
• Social Security numbers
• Visa, green card or immigration documents
• Most recent W2 and/or Form 1040, Form 1099
• Paystubs, Profit & Loss statements or other employment information to confirm income for everyone in your tax household
NOTE: After you enroll, you may need to provide documents to confirm details in your application, like citizenship and income.
Before you pick a new plan, make sure you know how our plans work and what services are covered. Keep your own needs in mind – search for your doctors, prescription drugs and expected medical services before you apply.

Before You Start: Create an Account or Log In, and make sure your Household Information is updated now and throughout the year.

Use Compare Plans to take into account your preferred doctors, prescription medications, and how frequently you use medical services - then compare health plans by:
• Monthly payments (premiums)
• Cost-sharing (what you pay for services/medicines)
• Doctors (or provider), prescription drug coverage and medical use.

To get to Compare Plans, click here or go to and click "Compare Plans".
The insurance companies that offer coverage through Access Health CT have issued rate increases for plans being offered in 2021. This means that if you were enrolled in a health plan in 2020 and will continue with that plan for 2021, you may need to pay more in premium per month than last year. Rate increases must be approved by the Connecticut Insurance Department.

For more information on specific rate increases, you should view the rate increase justification issued by your insurance carrier:
Anthem Individual Medical
Anthem Small Group Medical
ConnectiCare Benefits, Inc. Individual and Small Group Medical

All Help is FREE, so Get Started