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More than 90% of people get some type of financial help, low-cost or free coverage

Access Health CT is the only place where you can qualify for financial help, or be eligible for free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program).When you apply for healthcare coverage through Access Health CT, by providing your income and household information you will see if you qualify to get financial help to pay for your coverage. This benefit is only available through Access Health CT! You might qualify depending on:

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Household size

(how many people in your household need coverage)


(how much you make each year)

Home address

(where you live)

Types of financial help and low/no cost programs

Financial – New – Orange

An APTC lowers your monthly payment (or premium). It is sent directly to your insurance company from the federal government. To qualify for an APTC, you:
  • Cannot be eligible for other aff ordable healthcare coverage through your employer or a government program, such as Medicaid
  • Must be a Connecticut resident and a citizen or lawful resident of the United States, and not in prison (other than pending fi nal disposition of charges)
  • Must enroll in coverage through Access Health CT
  • Must have household income that falls within the MAGI range described in the chart below
Cost-Sharing Reduction lower the amount you pay out-of-pocket for deductibles, coinsurance and copayments when you get medical services. If you qualify for CSR, you must enroll in a Silver level plan to get these lower costs.
Medicaid (or Husky Health Programs) offers free or low-cost healthcare coverage if your household meets the income requirements described in the chart below, and you are:
  • Currently pregnant
  • A single Connecticut resident who has no children, or who has children age 19 or older
  • Parents or caregivers of Medicaid-eligible children
  • A Medicaid-eligible child (under 19)
For more information about Husky Health Programs, click here.

Easy steps to see if you are eligible for financial help

  1. Give some income and household information when you apply.

  2. We will help you calculate your Modified Adjusted Gross Income (MAGI).

  3. We will let you know which program can give you the most financial help.

Tips & Information

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